Senior Commercial Credit Advisor

Job title:

Senior Commercial Credit Advisor

Company

Royal Bank of Canada

Job description

Job SummaryJob DescriptionWhat is the opportunity?You will support Commercial Account Managers (CAM) with credit renewal and adjudication of credit origination for files up to $3MM TSNE. You will manage commercial client renewals and adjudications and support CAMs with the credit process. You will be accountable for reviewing and establishing the customer’s BRR and ensuring credit structures adequately mitigate the respective credit risks. You will also notably be part of a ‘’new deal’’ team to support business growth for new client acquisition (NCA) and new money transactions, enabling a faster and more consistent response for NCA and new money adjudication deals focusing on transactions up to $3MM.What will you do?

• Support Commercial Account Managers (CAM) in the credit process
• Manage commercial client renewals and adjudications up to $3MM
• Champion NCA and new money transactions for the larger clients up to $3MM TSNE as part of a new deal team
• Accountable for credit renewals, including increases at renewal, reviewing and establishing the client’s risk rating (BRR), and ensuring credit structures
• Adjudicate transaction requests within Delegated Lending Authorities up to $3MM using sound judgment and employing a balanced approach to growth and portfolio quality
• Assist the centre Director in the coaching and training of new Commercial Credit Advisors

What do you need to succeed?Must-have

• Experience as a Commercial Account Manager, Financing specialist, GRM manager or Commercial Credit Advisor
• Fluently bilingual in French and English, oral and written, at a professional level in both languages – required to communicate with teams located across Canada
• Strong commercial credit analysis and adjudication experience
• Experience in using Newton, Synergy and other credit analysis systems
• Demonstrated understanding of RBC Commercial lending guidelines and policies
• University degree in Commerce or Business related field

Nice-to-have

• Background in Real Estate, Construction, Business Professionals, KBI or other specialized industries
• Experience in coaching and training

What’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions and stocks where applicable.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive and high-performing teams
• Opportunities to building close relationships with clients

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.Job Skills Accounting Finance, Business Credit, Commercial Loan Review, Credit Analysis, Customer Service, Detail-Oriented, Financial Data, Financial Statement Analysis, Financial Statements, Lending, Risk ManagementAdditional Job DetailsAddress: 1 PLACE VILLE MARIE:MONTRÉALCity: MONTRÉALCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: Personal and Commercial BankingJob Type: RegularPay Type: SalariedPosted Date: 2024-05-10Application Deadline: 2024-05-25Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .

Expected salary

Location

Montreal, QC

Job date

Sat, 11 May 2024 22:31:56 GMT

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