Royal Bank of Canada
Job title:
Manager, Credit Card Strategy and Data Analytics
Company
Royal Bank of Canada
Job description
Job SummaryJob DescriptionWhat is the opportunity?The RBC Credit Strategy team is hiring a Manager, Data Science in Risk Strategy. You will use analytics to develop credit strategies to grow RBC Revenue and manage risk to ultimately optimize portfolio profitability. This includes experimental design, statistical analysis, profitability modelling, data mining and analytics. The successful candidate will be responsible to take initiatives through the various phases of ideation, analysis, recommendation for approval and implementation.What will you doUse data mining, profitability modelling and business intuition to inform lending decisions for cards credit programsAcquire, transform and summarize data using both traditional database tools and cutting edge big data technologiesLeverage data driven assumptions to model out financial outcomes of credit strategiesGenerate learnings to enhance credit strategies using Design of Experiments (DOE), Foundational Testing, Challenger/Champion and other testing methodologiesDevelop compelling presentations to implement recommendations based on model resultsLead end-to-end stakeholder engagement with senior management across risk management, product, operations and other groups.Ensure the successful implementation and ongoing integrity of strategies and decision rules within appropriate systemsMeasure true outcomes against expectations, driving continuous improvement and learnings from findings.Must haveExpert problem solving skills including understanding of financial modellingProficient in data mining and engineering through SQL, SAS and PythonExperience with modern analytical tools and technology stacks; Python, GitHub, AWS, HDFS, etc.Experience with data visualization tools such as Python (Matplotlib, Plotly, Seaborn) and TableauAbility to design and deliver compelling presentations to senior management and other stakeholdersStrong communication skills and ability to simplify and explain complex technical conceptsAbility to develop effective and collaborative relationships (e.g. with stakeholders, credit bureaus, and remote teams)Demonstrated abilities for critical thinking and numerical analysisProficient in Excel and PowerPointNice to haveUniversity degree in a quantitative field of study (e.g. statistics, mathematics, engineering, economics, finance, computer science, physics)Experience with credit riskWhat’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicableLeaders who support your development through coaching and managing opportunitiesAbility to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamA world-class training program in financial servicesFlexible work/life balance optionsOpportunities to do challenging work#LI-Post#LI-Hybrid#TechPJJob Skills Business Data Analysis, Communication, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk ManagementAdditional Job DetailsAddress: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity: TORONTOCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: GROUP RISK MANAGEMENTJob Type: RegularPay Type: SalariedPosted Date: 2025-01-30Application Deadline: 2025-02-28Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveInclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .
Expected salary
Location
Toronto, ON
Job date
Sat, 01 Feb 2025 03:10:15 GMT
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