Canadian Western Bank
Job title:
AVP, Commercial Portfolio Management
Company
Canadian Western Bank
Job description
At , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up – as individuals and as a team – to accomplish our strategy.
Roles Specifications
Everyday flexibility. Hybrid work environments. On-site requirements. Collaborative connections.
Put a new spin on your banking career
Canadian Western Bank (CWB) is the only full-service bank in Canada with a strategic focus to meet the unique financial needs of businesses and their owners. Our teams take a relationship-based approach to deliver a uniquely proactive client experience through highly personalized service, specialized expertise, customized solutions, and faster response times. We provide full-service business and personal banking, nation-wide specialized financing in targeted industries, comprehensive wealth management offerings, and trust services.
Our highly engaged teams operate within a client-centric, collaborative, and change-ready culture, with a core focus to achieve our vision to become the best full-service bank for business owners in Canada as we continue to transform our capabilities, united as one.
Inclusion has power.
Labels don’t matter here. But your perspective does.
Bring you. All of you. Single parent. Ally. Rock climber. Indigenous community member. Film buff. Amputee. Nature photographer. Climate change activist.
The opportunity
Commercial Team Portfolio Management
Leadership for the specialist team within a specified geographic market, which may include more than one physical location. The role adjudicates loans within discretionary limits and is responsible for ensuring the credit portfolio remains within CWB’s credit risk appetite and minimizes overall operational risk to the organization.
The incumbent is a fully experienced, qualified credit professional, capable of independent activity and leadership of a team. They will implement credit policies, conduct credit reviews, and ensure that the approval procedures, standards of credit control and portfolio maintenance conform to regulations & controls.
Areas of focus
Performance leadership & influence.
Leader, player, and coach.
Embrace our values. Lead with intention & conviction. Establish & sustain a psychologically safe & positive work environment that supports a fun, engaged, and strong diverse workforce. Champion change. Be thoughtful & intentional. Recognize, reward & engage your team. Lead collaboration & a united CWB approach. Coach fearlessly. Intentionally feed forward. Strengthen our learning culture with a growth mindset. Invest in people first talent management through acquisition, development, engagement & retention initiatives. Grow from failures. Empower. Ignite a winning aspiration. Deliver results. Play with heart. Roll up your sleeves & get to work.
Deal flow. Business growth. Credit risk management. Client experience.
Effectively manage deal administration in achieving financial targets
Provide leadership of the credit writing team to support achievement of branch financial objectives for borrowing opportunities through effective and timely assessment of credit applications, credit underwriting, & deal approval for new & existing clients, while balancing risk and reward in line with CWB’s risk appetite & emphasizing operational improvement & consistent workflows
Acts as a conduit to centralized Credit Rick Management teams.
Support the team in identifying full-service solutions for clients & actively referring other CWB lines of business – with the view to be every client’s primary financial partner.
Participate in developing recommendations for driving deeper business relationships with existing clientele.
With the team, optimize overall profitability of relationships based on return guidelines, customer risk profile, total banking relationship, and the business environment.
Managing credit activities within enterprise risk appetite
Support the appropriate balance between growth and profitability in consideration of CWB goals and risk appetite.
Maintain an appropriate level of neutrality between sales and credit functions, with need for proven facilitation and resolutions skills
Act as a credit subject matter expert, including relevant industry and market trends and the associated credit structuring.
Manage credit activities to ensure prudent lending with proactive risk management, inclusive of timely monitoring, due diligence, and recommendation. Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments & assist with management of negative trending accounts. Certify all products and services are sold in adherence to regulations, minimizing operational risk
Lead team execution, deployment, and adherence to all policies and procedures, in consultation with leaders to maintain satisfactory internal audit reports and to meet all compliance objectives
Drive efficient and effective operations with strong data integrity
Core know-how & experience requirements
A Bachelor’s Degree in business or related field (equivalent experience accepted) with proven abilities (approx. 10 years’ experience) within functions of risk management, banking, business lending, including direct experience leading people and managing teams. Financial designation is preferred but not required. Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting. Extensive leadership competence.
The CWB way
We go further together. Going our way?
s’ combined strengths in commercial banking, personal banking, and wealth management represent a comprehensive full-service experience, uniquely positioned to meet the complex financial needs of successful business families. Our CWB family is united, bound by principals, shared goals, strong values, and a passion for Canadian business owners. Each service offering on its own is unique and fulfilling, together, our service offerings are unparalleled. And we do it together – the CWB way.
Lifelong learner. The ongoing, voluntary, and self-motivated pursuit of knowledge. You seek out challenges, opportunities, feedback and are comfortable failing & failing forward, growing stronger with every experience to build successful momentum.
Client centric, collaborative & change ready. We invest in our culture, products, services, & processes to provide a differentiated & unrivalled client experience with every interaction We are resilient, tenacious, and determined to be every client’s primary financial partner. We thrive because we are proactive & purposeful.
Relationship builder. We go above and beyond to build deep and meaningful relationships s. A client relationship is built on trust, and credibility is earned when you invest time and thoughtful consideration, adding value through care and attention. We know just as much about our clients’ businesses as they do.
Provide practical solutions. We provide clear and sound advice on practical solutions to complex issues. We draw from our collective expertise to deliver solutions & advice tailored to our individual clients’ needs. There is no one size fits all-we have a wardrobe of options to explore. With custom solutions, & specialized knowledge, we help business owners feel confident in their financial success.
Winning aspiration. We thrive in a dynamic environment arising from diverse responsibilities, complex processes, multiple stakeholders, and shifting deadlines by utilizing effective prioritization, planning, escalation, and teamwork. We have proven to be dependable, reliable, and execute with keen determination.
Values champion. We live & champion CWB values. Represent the CWB Brand with honour and integrity, embodying our culture in a way that prioritizes collaboration and respects individuality. We’re an advocate and ally for all, actively promoting inclusion and belonging to succeed as one.
Why work with us?
The overwhelming majority of our employees say CWB is a Great Place to Work®
We’re different from the big banks in the way we engage our employees – caring, responsive, and armed with an obsession for growing talent. Our reputation is powered by a people first culture that ensures our employees be and feel heard, promotes inclusivity and diverse viewpoints, and inspires collaboration and innovation.
Our employees love CWB. You’ll love it here too.
Find your at www.CWBcareers.com
#LI-JL1
As an equitable employer, CWB Financial Group is committed to providing a safe and where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require during any part of the recruitment or selection process, please reach out.
Closing Date:
- Position closes at 12:01am on the close date identified below. 02/18/2024
Expected salary
Location
Kitchener, ON
Job date
Wed, 31 Jan 2024 08:16:30 GMT
To help us track our recruitment effort, please indicate in your email/cover letter where (un-jobs.net) you saw this job posting.