Just
Job title:
Lifetime Mortgage Underwriter (6 month FTC)
Company
Just
Job description
At Just we encourage a flexible and agile working environment for the majority of our opportunities. Get in touch with us to discuss in more detail.Mortgage Underwriter (6 month FTC)Reigate – Hybrid (min 50% office based)We have an exciting opportunity for a Mortgage Underwriter on a 6 month FTC, to join our Retail Underwriting team at Just.As a Mortgage Underwriter, you will making lending decisions based on holistic underwriting of properties and other risks associated with Lifetime Mortgages, reviewing in line with Lending Policy and best practice. You will ensure that that Lifetime Mortgages are originated within risk and that you respond to queries on property acceptability in line with the Lending policyKey Responsibilities:Make lending decisions based on your review of valuation reports, flood risks, credit risks and other associated underwriting risks associated with lifetime mortgages.Manage post valuation queries and requests for further information to satisfy yourself on the acceptability of certain properties and risks.Contributing towards the development of processes and sharing best practice within the team.Maintaining relationships with operational teams, Financial Intermediaries, Valuers and legal representatives to raise and respond to queries in relation to the underwriting of lifetime mortgages.To undertake any project activity related to the development of the Lifetime mortgage procedures and policies as required.Ensuring adherence to Company AML, Financial Crime and KYC policiesSkills and Experience:GCSE qualifications, or equivalent, including Maths and English (A-C Grades) as a minimumProven mortgage underwriting experience or similar roleAbility to make sound discretionary lending decisions within an agreed risk appetite and Lending Policy.Ability to coherently and accurate summarise information regarding lending and property issues and make risk based recommendations or decisions.Ability to mentor, train and coach others in technical areas.Ability to communicate with third parties on the phone and via e-mail.Company BenefitsA Competitive Salary, Pension Scheme and Life Assurance25 Days Annual Leave plus an Additional Day on us for your BirthdayPrivate Medical Cover and Income Protection, just in caseOpportunity to progress within your career both in-role and within the companyFREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site)A variety of Employee Funded Benefits available to you via our Online Benefits PortalPlus, several additional purchase options available for you and your loved onesAbout UsWe’re a FTSE 250 Financial Services company who specialise in retirement solutions and right now, our world is moving pretty quickly.How people work, save, and plan for the future is all changing. A new generation of retirees needs a new kind of retirement company. A company who will look for new ways of doing things – and will always put the customer first.That’s who we are. We’re a company on a mission: to become a beacon for the entire retirement industry. Because we believe everyone deserves a fair, secure, and fulfilling retirement. And with you on our team, we’re going to make sure they get it.We’ve built our sustainability strategy around the United Nations Sustainable Development Goals (SDG) and have selected goals where we believe we can make the most difference. By aligning our activity with these global goals, we can make sure we play our part in addressing the wider issues facing the planet and leave a positive legacy to the world. You can read more about our sustainability strategy .Diversity, equity and inclusion are priorities for us. Having a diverse, talented workforce with colleagues of different backgrounds, world views and experiences is the right thing to do. It’s also the most effective way to succeed, innovate and better serve our customers now and in the future. We are committed to our targets on gender and ethnicity and run a number of successful mentoring and sponsorship programmes for our colleagues from diverse backgrounds. We have multiple active employee network groups which champion issues including gender, ethnicity, sexual orientation, disability and neurodiversity. You can read more about our DE&I strategy and commitments .What’s clear about working at Just is that we care. We care about our customers, our purpose, our environment, inclusivity, wellbeing and most importantly – each other. We look forward to welcoming you to the team soon.
Expected salary
Location
Reigate, Surrey
Job date
Sun, 05 Jan 2025 01:32:11 GMT
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