Manager, Closing Services

Royal Bank of Canada

Job title:

Manager, Closing Services

Company

Royal Bank of Canada

Job description

Job SummaryJob DescriptionWhat is the opportunity?Reporting into the Managing Director, Legal within Commercial Mortgage Finance, you will be responsible for the mitigation of operational risk related to the preparation of valid and enforceable borrower agreements and security documentation held in support of a commercial mortgage. You will liaise on behalf of the Bank for the Negotiation of terms and conditions and the preparation of commitment letters and ancillary documents (addendums) in connection with new commercial mortgages. In addition, you will instruct solicitors, on a national basis, in the preparation of securitization specific commercial mortgage legal documentation appropriate to the province of jurisdiction.What will you do?Engage Title Insurance Company and co-ordinate Title Company due diligence on title policy issuesCo-ordinate the closing process with all parties internal to the Bank as well as externally to ensure a consistent and efficient closingCo-ordinate with necessary parties to ensure all outstanding condition precedents in commitment and/or closing confirmation are satisfied prior to rate lock and closingPrepare Closing Confirmation on receipt of Risk Approval, process Good Faith Deposit and prepare all concerned parties to ensure timely rate lock and funding processRate lock all loans and provide Rate Lock Confirmation to Borrower and internal stakeholdersCo-ordinate with underwriter to ensure all reports are received (appraisal, environmental, and engineering) and ensure that all invoices relating to same have been processedResponsible for third party contact and co-ordination of property insurance consultant engagement, review and sign off of Borrower’s Policy(s)Prepare tracking and closing summary reports for managementEnsure that Service Delivery has required information for accurate loan set upEnsure co-ordinate with Service Delivery, solicitor and Title Company for timely and accurate funding processDiligently follow-up on any outstanding post-closing mattersAccurate capture and maintenance of loan details for management and loan servicingWhat do you need to succeed?Must-haveKnowledge of Real Estate SecurityKnowledge of Rating Agency/Securitization legal framework requirementsKnowledge of Policies, Legal Framework and Collateral Security DocumentationAdvanced use of Application Software (Excel and Word)Nice-to-haveFrench language skills (reading, writing)What’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.Ability to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamOpportunities to do challenging workJob SkillsAdditional Job DetailsAddress: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity: TORONTOCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: PERSONAL & COMMERCIAL BANKINGJob Type: RegularPay Type: SalariedPosted Date: 2024-11-07Application Deadline: 2024-11-21Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveInclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .

Expected salary

Location

Toronto, ON

Job date

Sat, 09 Nov 2024 08:02:10 GMT

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