TD Bank
Job title:
Senior Risk Rating Specialist
Company
TD Bank
Job description
Company Overview
Our Values
At TD we’re guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.
Making Your Well-being a Priority
A supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars – physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they’re more likely to do their best.
Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.
How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: Hybrid, Onsite and Primarily Remote. Wherever our colleagues are working, they’ll always have access to the TD community and experience our culture of care.
Who We Are
TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Department Overview
The BRR Input Team provides Borrower Risk Rating (BRR) input support for Commercial Banking Centres (CBCs), Mid-Market Agriculture (MMAG) units, TD Equipment Finance, Automotive Banking Centres, Financial Restructuring Group, and Franchise Banking.
BRRIT is responsible for generating model-implied BRRs for existing and new borrowers by completing all Moody’s Credit Lens inputs, including financial statement input and the input of qualitative assessment.
Job Requirements
Read and understand financial statements (company prepared, notice to reader, review engagement and audited).
- Education or work experience with a specialization in accounting is preferred.
- Keen attention to detail.
- Working knowledge of standard Microsoft desktop software, specifically Outlook, Excel and Word.
- Working knowledge of Moody’s CreditLens (preferred but not necessary).
- Ability to multitask and work in a fast-paced environment while ensuring work is of high quality.
- Problem solving ability.
- Work independently with minimal supervision and as part of a team.
- Excellent verbal and written communication skills and inter-personal skills.
- Intermediate fluency in French is an asset.
Hours
37.5
Job Details
Reporting to the Manager, Borrower Risk Rating, the Senior Risk Rating Specialist is responsible for:
- Use combination of GAAP, notes to financial statements, and overarching guidelines to correctly identify and input values from financial statements (Balance Sheet, Income Statement and Statement of Cash Flow) of privately held companies into the Risk Rating model.
- Understand intercompany transactions and input the elimination to combine financial statements from multiple companies.
- Review and close requests for single company inputs.
- Provide guidance to inputter regarding any errors.
- Provide excellent service and support to Commercial Banking centers, Agriculture Banking Centers and other Business by monitoring the team’s generic email in-box and responding to questions posed by Commercial Banking Analysts and Account Managers.
- Act as a Manager on Duty (MOD), which includes monitoring of automation’s phases performance and exception cases.
- Mentor Risk Rating Specialist and/or seasonal Contractors.
- Support Manager, Risk Rating in other duties as assigned.
- Contribute to a positive and fun work environment!
Workplace Model
Hybrid
Inclusiveness
Our Commitment to Diversity, Equity, and Inclusion
At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
How We’re Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
We look forward to hearing from you!
Business Line
TD Commercial Banking
Job Category – Primary
Operations & Underwriting
Job Category(s)
Operations & Underwriting
Job Family
Banking Operations
Time Type
Full Time
Employment Type
Regular
Pay Details
We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with your recruiter and ask compensation related questions, including pay details for this role.
Careers Web Site Cities
Canada-Ontario-Toronto
Expected salary
Location
Toronto, ON
Job date
Thu, 25 Jan 2024 01:59:18 GMT
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