Canadian Western Bank
Job title:
Sr Manager, Real Estate Accounts
Company
Canadian Western Bank
Job description
At , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up – as individuals and as a team – to accomplish our strategy.
Roles Specifications
Everyday flexibility. Hybrid work environments. On-site requirements.
CWB Real Estate Lending
Financing experts in land acquisitions, land development, & construction financing.
With over a century of combined expertise in commercial real estate, our market expertise & local advice resonates with clients – who see us as a partner, not just a lender. No matter the initiative, our team assesses projects through the same lens as our clients – based on its strength, ability to grow their business & by what’s happening in the local market. Roll up your sleeves and get to work – on-site, off-site, over the phone – help business owners build in our communities.
Inclusion has power.
Labels don’t matter here. But your perspective does.
Bring you. All of you. Data nerd. Indigenous hoop dancer. Gym junkie. Sign-language interpreter. Coder. Foodie. World traveler. Justice activist. Blogger. Veteran.
All are welcome, and we expressly encourage applicants to apply who identify as women, persons with visible and invisible disabilities (including physical, mental, sensory, learning impairment, etc.), Indigenous Peoples (including First Nations, Metis, and Inuit), LGBTQIA2S+ and/or racialized persons. At CWB we believe that inclusion has power, and we’re always looking for unique perspectives to add to our teams. We have a culture that thrives on idea-sharing, collaboration, respect, caring and camaraderie. If you have a voice to add to the conversation, we’d love you to apply. All applicants are considered as part of an equitable and fair selection process.
The opportunity
This leadership role provides operational direction for the underwriting and administrative support group, with direct oversight of Account Specialists and Business Coordinators, and assists in guiding the strategic direction, also requires credit underwriting and administrative support for the Relationship Management leads. Responsible for ensuring the team’s credit portfolio remains within CWB’s credit risk appetite while minimizing overall operational risk to the organization.
What you’ll be doing
Provide support and leadership to the Account Specialist and Business Coordinator team to support achievement of department financial objectives through effective and timely credit underwriting for new and existing borrowing opportunities, while balancing risk and reward in line with CWB’s risk appetite.
Facilitate ongoing training and development of all team members through knowledge transfer and fostering an environment of continuous learning. Enhance areas such as risk assessment, underwriting, credit structuring and credit presentation skills within the team.
Assist the team in optimizing overall profitability of relationships, within assigned portfolio, with new and existing clients based on return guidelines, customer risk profile, total banking relationship, and competitive environment.
Manage credit activities to ensure prudent lending with proactive risk management, including appropriate/timely monitoring, due diligence and recommendations, within the assigned portfolio.
Be accountable for timely and consistent completion of annual reviews and reports, while proactively identifying and taking appropriate action on issues, particularly with respect to delinquent, watch list and Out of Order accounts.
Assist with management of negative trending accounts with consultation with AVP & Manager, Real Estate Accounts and Credit Risk Department, as required.
Ensure efficient and effective operations with strong data integrity including strong collaboration with other CWB teams, within the assigned branch/market and Credit Risk department.
Ensure products and services are sold and operate in a compliant manner minimizing regulatory compliance and operational risk.
Act as a credit subject matter expert, including relevant industry and market trends and the associated credit structuring.
Lead the execution, deployment and adherence to all policies and procedures, in consultation with the AVP & Manager, Real Estate Accounts and other key stakeholders, to maintain satisfactory internal audit reports and to meet all compliance department objectives.
Successful incumbent
A highly motivated team player and leader who puts people first, builds relationships, embraces change, strives for inclusivity, and is thoughtful around their actions – all while armed with a sense urgency, ownership & community pride.
Exceptional financial analysis skills to ensure credit structures are within CWB’s thresholds for risk and working knowledge of collateral security and documentation requirements.
Proven ability to provide effective leadership and coaching to teams responsible for credit adjudication, underwriting, and administration of loan portfolios.
Very strong influencing, negotiation and collaboration skills with the ability to work across business units and corporate office departments.
Experience with banking and loan origination systems is an asset.
Core knowledge requirements
Bachelors’ Degree in business or related discipline
Financial designation preferred or equivalent experience
Demonstrated experience
7+ years financial services experience within functions of real estate lending, risk management, banking and/or business lending, including direct experience leading people and managing teams.
Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting.
Expertise in commercial lending across the majority of industries in which CWB operates, while continuously building knowledge and staying up-to-date with industry trends and industry key risks.
Demonstrated acumen in team building, leadership, coaching, mentoring, communication, and planning skills.
The CWB way
Direction & intention are important to align. Going our way?
We go further together. Going our way?
s’ combined strengths in commercial banking, personal banking, and wealth management represent a comprehensive full-service experience, uniquely positioned to meet the complex financial needs of successful business families. Our CWB family is united, bound by principals, shared goals, strong values, and a passion for Canadian business owners. Each service offering on its own is unique and fulfilling, together, our service offerings are unparalleled. And we do it together – the CWB way.
Lifelong learner. The ongoing, voluntary, and self-motivated pursuit of knowledge. You seek out challenges, opportunities, feedback and are comfortable failing & failing forward, growing stronger with every experience to build successful momentum.
Client centric, collaborative & change ready. We invest in our culture, products, services, & processes to provide a differentiated & unrivalled client experience with every interaction We are resilient, tenacious, and determined to be every client’s primary financial partner. We thrive because we are proactive & purposeful.
Relationship builder. We go above and beyond to build deep and meaningful relationships s. A client relationship is built on trust, and credibility is earned when you invest time and thoughtful consideration, adding value through care and attention. We know just as much about our clients’ businesses as they do.
Provide practical solutions. We provide clear and sound advice on practical solutions to complex issues. We draw from our collective expertise to deliver solutions & advice tailored to our individual clients’ needs. There is no one size fits all-we have a wardrobe of options to explore. With custom solutions, & specialized knowledge, we help business owners feel confident in their financial success.
Winning aspiration. We thrive in a dynamic environment arising from diverse responsibilities, complex processes, multiple stakeholders, and shifting deadlines by utilizing effective prioritization, planning, escalation, and teamwork. We have proven to be dependable, reliable, and execute with keen determination.
Values champion. We live & champion CWB values. Represent the CWB Brand with honour and integrity, embodying our culture in a way that prioritizes collaboration and respects individuality. We’re an advocate and ally for all, actively promoting inclusion and belonging to succeed as one.
Capitalize on an opportunity & develop your career with CWB
The overwhelming majority of our employees say CWB is a Great Place to Work®
We’re different from other employers in the way we engage our employees – caring, responsive, and armed with an obsession for growing talent. Our reputation is powered by a people first culture that ensures our employees be and feel heard, promotes inclusivity and diverse viewpoints, and inspires collaboration and innovation.
Our employees love CWB. You’ll love it here too.
#LI-JR1
As an equitable employer, CWB Financial Group is committed to providing a safe and where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require during any part of the recruitment or selection process, please reach out.
Closing Date:
- Position closes at 12:01am on the close date identified below. 01/30/2024
Expected salary
Location
Edmonton, AB
Job date
Thu, 11 Jan 2024 06:23:20 GMT
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